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В чём хранить деньги?

Вопросы сохранности сбережений.
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lions
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1297 дней назад
Я думаю, мало найдётся людей, которых бы не интересовали деньги. Даже те у кого они есть и то интересуются этим вопросом. Так что предлагаю обсудить вопрос, в чём хранить свои скромные сбережения. До недавнего времени депозиты в рублях, хоть и не давали доходов, но как-то компенсировали инфляцию. В последнее время начал расти доллар. А после заявления Путина, что не будет девальвации, доллар сразу перескочил отметку в 34 рубля. Какие есть предложения по этому вопросу?
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kolyavas18
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1303 дня назад
Если у Вас скромные сбережения, как Вы написали, то лучше всего подойдёт для их хранения именно рублёвый эквивалент. Если есть свободные средства, то можно и поиграть на росте доллара, вложив на валютный счёт и покупая и продавая в нужное время. Если нет опыта в таких делах, то лучше не дёргаться и держать рубли в депозитах.
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lions
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1297 дней назад
Я не думаю, что основная масса наших граждан сможет зарабатывать на спекуляциях валютами. Речь, всё таки идёт о сохранении сбережений. Что можно сказать о золоте? Я не говорю о слитках, так как там слишком большая комиссия, а об металлических счетах? Кроме того, есть валюты развивающих стран, к примеру, китайский юань. Про него, что-нибудь знаете?
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Если есть возможность, то лучше всего хранить деньги в недвижимости, то есть вложить деньги в покупку жилья. Его можно сдавать в аренду, получая при этом ежемесячную прибыль. Но лично для меня такой вариант недоступен, поэтому мы с мужем по возможности покупаем золото, часто недорогой лом. Доллары тоже покупаем, но их не получается накопить, постоянно меняем и тратим
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lions
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1297 дней назад
Olga, интересный вариант Вы предложили. Я имею в виду золото, но вот возникает несколько вопросов. Где искать золотой лом? И ещё важнее, как определить, что это действительно золото, и золото именно той пробы, которая заявляется продавцом. И последнее, куда сбывать при появлении необходимости? И что говорит по этому поводу уголовный кодекс. Вроде там есть или была статься за скупку золота? А то получится, что сначала он продал, а потом сам же заявил.
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glatok
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1300 дней назад
Если брать текущий момент, то лучше хранить свои сбережения в валюте.Рубль медленно, но верно падает, поэтому сбережения обесцениваются, покупательская способность падает и процент прибыли не перекрывает инфляцию. Можно конечно покупать золотые монеты, но что - то этот способ хранения не внушает доверия.
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Ceaser
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704 дня назад
А я на досуге решил познакомится как зарабатывают с помощью форекса. Записался в эту школу: http://www.alpari.ru/ru/school Кто-нибудь пробовал? Очень хочу узнать другое мнение и советы.
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